Build 25140997

Another Family Office Simulator update is live.

This one took longer than I wanted.

After the August 31 AcrePilot hotfix, a few players were still able to hit the same generic “authoritative state” error even though they had enough money to close the deal. Once I started tracing those saves, it turned out there were a couple of deeper issues underneath that same message.

The biggest one involved mortgage history.

A property could be acquired with financing and then later be legitimately paid off, refinanced, reach maturity, or be sold. The game was still treating some of that original acquisition mortgage information like the old loan had to remain active forever.

That could make a completely valid later AcrePilot closing fail, or make Close Month fail after something like an early mortgage payoff.

That has been corrected.

I also found a separate closing edge case involving checking balances with cents. A valid cash balance could pass the actual economics of the deal but still get rejected by one of the settlement safety checks because of how the balance was being represented internally.

That has been corrected too.

This update covers:

• Early mortgage payoff followed by Close Month
• Mortgage maturity and balloon payoff
• Refinancing and replacement loans
• Selling a financed property and later buying another property
• Later all-cash and financed acquisitions
• NNN all-cash and financed closings
• Existing saves with older acquisition and mortgage history
• Valid checking balances that include cents
• Save, quit, relaunch and continued month-close behavior after these actions

I tested this against the actual player saves that helped uncover the problem, along with previous-public saves and a much wider packaged-build regression matrix.

Existing saves are supported. You do not need to start a new game.

If you were stuck on an AcrePilot closing, update the game and try the same save and deal again. You should not need to withdraw from the negotiation or start over.

Same thing if paying off a mortgage was causing the next month to fail — update the game and try that save again.

And as always, if something still does not work after the update, please tell me. At this point I would much rather have somebody send me a save for something that turns out to be fine than have a real edge case sitting out there that I do not know about.

Thank you to everyone who sent screenshots, saves and exact reproduction steps on this one. They made a huge difference.